The wonderful festival of Christmas is here again, bringing with it lots of happy moments and good wishes from family and friends.
So, as you await the arrival of Santa who is bringing lots of fabulous gifts for you and your family, there is a more sinister side of Christmas that we need to remind you about.
Cyber criminals don’t really take time off during the holiday festive season, if anything, it is their peak season of business.
So here is a few tips to help you through this time of added shopping and celebrations.
1. DO NOT CLICK On Suspicious Links
Malicious links are sent by scammers who look more real than the original ones. As these links are specifically of the well-known sites like eBay and Flipkart, many online users fall victim.
The safest way of not getting tricked by these would be NOT to open them if provided via social media sites, messages or emails from unknown sources.
2. Keep your Eye on New Vendors
People tend to purchase goods and services from new vendors as they generally give attractive discounts.
However, be reminded that some vendors can trap and exploit shoppers by providing fake customer reviews. Always look before you leap.
3. Always Use Strong Passwords
This tip is one of the most obvious ones, but people do not intend to use it generally. Always try to avoid easy to crack passwords by including a combination of upper and lowercase letters, numbers and special characters in your password. It should be 8 characters or more. Avoid using the most common passwords like your name, 123456 and password. Most importantly don’t use the same password for multiple sites.
4. Always Use Secured Websites
Before typing your sensitive information online, check to make sure if the website you just visited is a secure site. Secure sites have a closed padlock in the status bar, and its URL starts with HTTPS, which means the Communication is encrypted & SSL verifies authenticity.
5. Avoid Using Debit Cards, Instead Use Credit Cards
For online shopping purposes, using a credit card is always considered to be a comparatively better option rather than using a debit card. In a case, if someone manages to intercept your financial information online, they can do less damage.
Credit cards have spending limits but debit cards do not. Credit cards should also be used with low credit limits even as other option also given by the bank as “one-time use.”
You can even make use of virtual credit cards that are specifically designed for online shopping only.
6. Important Things to Remember While Shopping
Always keep documentation of your online purchases, mostly an email is sent to the customer confirming the order. It is the duty of every customer to print the document or save it somewhere safe till receiving the order. Moreover, it is always suggested to log off from the retailer’s website after making the purchase.
7. Do Not Provide Your Details to Every Website You Visit
Online stores provide an option for the customers to check out as a guest customer. If you are not shopping regularly from any site, avoid filling unnecessary information, just in case, to be safe.
8. Check Your Bank Statements Regularly
Most of the banks now allow for setting up email notifications of any credit card transaction.
If you see any charges that are unusual, they have to get reported, and suitable actions should be taken that are needed to get a prompt refund.
We hope you have a Merry Christmas & Happy New Year. Thanks to all our clients for all the support throughout the year.
See you all in 2017.
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